ARROYO GRANDE, CA--(MARKET WIRE)--Nov 21, 2008 -- With more than 65% of people living paycheck to paycheck and a shaky economy causing that number to grow, more than ever Americans need the security of knowing that their income is a constant. Disability insurance is the protection needed to do just that, in case medical disaster strikes. Most people carry some form of health insurance to cover medical costs, but should the worst happen and they were too injured or ill to work, many would have no income to cover any of the regular day to day expenses they face. That does not even take into consideration the additional costs that would be brought about by medical expenses that are not covered, insurance deductibles and more. BestHealthcareRates.com offers the needed solution with a variety of disability insurance products to fit practically every family.

Statistics show that more than half of housing foreclosures and personal bankruptcies are caused by disability. The financial impact of a serious illness or injury on your life is devastating if you are not adequately prepared. If you cannot work for an extended period of time, you run the risk of losing your home, your car, your boat and other things you have taken the precaution of insuring against other perils. You could even lose your health insurance. With the chances of becoming disabled before you retire being a shocking 3 in 10, your risk of needing disability insurance is very high. You can protect your assets, your lifestyle, and your family with some advance planning and the right disability insurance product.

Tom Carolan, Director of Client Services with BestHealthcareRates.com, states, "People will buy health insurance to protect against catastrophic illnesses, but forget that when catastrophic illness strikes they often cannot work to earn an income." His company has a comprehensive line of disability and life insurance products that can provide peace of mind. In fact their products can even help achieve significant savings on health insurance deductibles and premiums. Policyholders can count on their disability insurance covering a significant portion of their deductible in the case of serious illness or injury; therefore they can opt for the savings that come from choosing health insurance plans with higher deductibles.

Disability insurance plans can literally save people from financial ruin. Those who have opted for disability insurance and have needed to use it are able to face the stresses of adapting to the changes in their life without having to worry about losing their home, car or family's financial future. BestHealthcareRates.com is available to help customers find the best product to meet their need, and can even help fit it into their insurance budget through the savings it can provide on regular health insurance costs. The online insurance shopping available at BestHealthcareRates.com makes shopping for any kind of healthcare insurance efficient and effective.

About BestHealthcareRates.com

Since 2001 BestHealthcareRates.com has helped thousands of families and businesses to find the most benefits for their insurance budget. The company is committed to exceptional service and strives to achieve 100% customer satisfaction and Affordable Health Insurance for all. For more information visit www.BestHealthcareRates.com (http://www.BestHealthcareRates.c om), email TomC@BestHealthcareRates.com or call Tom Carolan Director of Client Services 1-877-812-5111.

     Contact:
     Tom Carolan
     Director of Client Services
     PO Box 1216
     Arroyo Grande, CA 93421
     phone: 1-877-812-5111
     website: http://www.besthealthcarerates.com